What type of insurance is advisable for a health coach to obtain for liability protection?

Liability insurance is essential for a health coach as it provides protection against claims resulting from injuries or damages caused by the coach's services. This type of insurance covers legal fees, settlements, and judgments if a client alleges negligence, improper advice, or any harm stemming from the coaching relationship. Given the nature of a health coach's work, where they are closely involved with clients' health and wellness, liability insurance safeguards against potential lawsuits that could arise from such interactions.

Health insurance is primarily for covering medical expenses for oneself and does not provide protection against claims from clients. Life insurance covers the financial needs of dependents after the insured's death but also does not address liability issues related to professional services. Property insurance protects physical assets like equipment or office space but does not cover personal liability arising from professional advice or actions. Hence, liability insurance is the best fit for a health coach aiming to protect their practice and personal finances from unforeseen legal issues.